Kentucky Secretary of State — Uniform Commercial Code is the verified filing authority or public service identified for this route. The captured standard UCC1 basis is $5 for an electronic UCC1 or UCC3; paper fees depend on page count. Submission method: Electronic or paper.
Kentucky UCC filing fee, authority, and official portals
- Responsible filing authority
- Kentucky Secretary of State — Uniform Commercial Code
- Standard UCC1 fee basis
- $5 for an electronic UCC1 or UCC3; paper fees depend on page count
- Submission method
- Electronic or paper
- Official filing source
- https://sos.ky.gov/bus/UCC/Pages/UCC-Fees.aspx ↗
- Official UCC search
- https://web.sos.ky.gov/ftsearch/ ↗
- Jurisdiction
- Kentucky (KY)
What a UCC financing statement does
A UCC financing statement is a public-notice filing used in secured transactions. The filing office records the submitted notice; it does not decide the underlying contract, ownership, authorization, collateral value, priority dispute, or whether legal advice is required.
How to use the Kentucky UCC service
Confirm the correct filing office
Electronic filing has a lower fee than paper submission.
Use the current UCC1 or UCC3 form
Open the official filing source, select the correct record type, and follow the current debtor, secured-party, collateral, and acknowledgment instructions.
Calculate the full charge
$5 for an electronic UCC1 or UCC3; paper fees depend on page count. Review page, debtor, attachment, search, copy, card, county, and expedited charges before submitting.
Search and save the acknowledgment
Use the official search portal to locate public records. Keep the filing acknowledgment and verify that the indexed debtor and filing information match the submitted record.
Important conditions and exceptions
Ordinary financing statements are commonly associated with a five-year effectiveness period, but transmitting utilities, manufactured-home/public-finance transactions, agricultural liens, fixture filings, statutes outside Article 9, and local recording rules can operate differently. Use the current official instructions for the exact transaction.
Search Kentucky UCC records
The official search destination is https://web.sos.ky.gov/ftsearch/ ↗. Search logic may distinguish an individual debtor, organization debtor, filing number, secured party, active records, lapsed records, images, copies, or certified results. A free web result is not necessarily a certified UCC11 search response.
Source verification
Authority, filing channel, standard UCC1 fee basis, search destination, conditions, and exceptions are mapped to public sources.
- Kentucky Secretary of State — Uniform Commercial CodeOfficial UCC filing, fee, or search sourceOpen official source ↗
- National Association of Secretaries of StateNationwide state UCC filing-office directorynass.org ↗
Kentucky UCC filing and search answers
Who handles UCC filings in Kentucky?
Kentucky Secretary of State — Uniform Commercial Code
How much is a standard Kentucky UCC1 filing?
$5 for an electronic UCC1 or UCC3; paper fees depend on page count.
Where can I search Kentucky UCC records?
Use the official search destination linked on this page: https://web.sos.ky.gov/ftsearch/.
Can I file a Kentucky UCC record on SecretaryOfStateUSA.com?
No. This private directory does not accept UCC filings, create security interests, or provide legal advice.
Does a UCC filing prove that a debt is valid?
No. A filing is a public-notice record. Legal effectiveness, priority, authorization, collateral, and debtor-name questions depend on the governing law and facts.
Are fixture filings always filed with the same state office?
Not always. Fixture, timber, as-extracted collateral, and other real-estate-related records may use a county or local real-property filing office.